To date, the financial forecasts of experts are not distinguished by particular constancy. The cause of everything is the incomprehensible situation with the global economic crisis in the world and its consequences, which for the majority turned out to be simply unpredictable. In this regard, the question of where to invest rubles in 2018, in order not to incur losses, but also to increase, seems to be very important for most people.
There are many options for the most profitable investment of money, but it is important to remember that only free own funds should be invested, that is, it is absolutely not worth doing this with finances taken on credit. The bottom line is that all the time there is a risk of losing money, and this can be the fault of bankruptcy, and as a result: there will simply be nothing to repay the loan. There are several of the most popular and reliable ways to invest rubles in order to save them and make a profit.
Bank deposit
For many years in a row, bank deposits have been the safest options for saving accumulated funds, and 2018 is likely to be no exception. In banks, money is not only stored, but also multiplied, moreover, the depositor is insured by law, because he is sure that after a certain time specified in the contract, he will withdraw a specific amount. But we must not forget that only deposits up to 1,400,000 rubles in size are protected by law, therefore, large amounts must be broken down and stored in several banking organizations at once.
Investments in mutual funds
You should also look at mutual funds as a way of investing finances. At first, this method of investing money savings seems very incomprehensible, but in fact this is the name of the collective investment of financial resources in order to manage them in order to save and receive a certain profit in the future. By investing in mutual funds, you can buy any stocks and currencies that for some reason have fallen in price, but in the near future can significantly increase their value again. However, the difficulty in this matter is that the investor must clearly understand what securities should be bought now in order to sell later at the most favorable price.
Microcredit
It is curious that the forecasts of experts on where to invest rubles in 2018 coincide in that now you should think about microloans. The main difference of this type of lending is that the lenders are ordinary citizens. The income from such a loan can exceed 50% of the down payment, and the main advantage is that when applying for a microloan, people must draw up an agreement under which they must pay up to 1.5% of the initial amount per day.
Investments in real estate
Many analysts recommend investing free funds in real estate, as it almost never falls in price much. But keep in mind that you only need to buy new buildings, because it can be very difficult to make a profit from the resale of old buildings.
The choice for the most favorable deposit of free funds is very large, which means that each potential investor can choose the most profitable one for himself.